2026
Benefits Info

Eligibility

Eligibility

You are eligible for benefits if you are an employee of CBX Solutions and normally scheduled to work at least 30 hours per week.

You may also enroll your eligible dependents in many of the same plans you choose for yourself. Eligible dependents include:

  • Your legal spouse
  • Your natural, adopted, stepchild, or child for whom you have legal guardianship, up to age 26
  • Your disabled child over the age of 26 for whom you have legal guardianship

Coverage for all benefits will end on the associate’s last day of employment with CBX Solutions.

New Employees

Please visit our New Employees page

Open Enrollment

This is your once-a-year opportunity to pick your plans or make changes to your existing coverage. The choices you make during Open Enrollment will become effective on January 1 and remain in effect through December 31.

When you enroll you can:

  • Enroll in benefits for the first time
  • Change your current coverage, if needed
  • Update your dependent information
  • Update your beneficiary information

For more information, click here for the benefits open enrollment presentation.

2026 CBX Solutions Benefit Guide
2026 CBX Solutions Benefit Guide - Spanish

CHOOSING A HEALTH PLAN JUST GOT EASIER

The Cigna Easy Choice tool helps you find the plan that’s right for you.
Cigna Easy Choice Tool Employee Access Code(s)

Access the Easy Choice Tool: https://cignaeasychoice.com

Members will need to sign in to their mycigna portal to get details including cost estimates for prescription medications: Prescription Cost under Medical Plans.

Still not sure which plan to choose? CBX Solutions has partnered with USI Insurance Services to provide assistance with selecting the best plan for you. 

Employees can contact USI at 855-874-0835 or email at BRCSouth@usi.com.

Qualifying Life Event Guide for Employees

When you experience an important life event—like getting married or having a baby—your benefits under the CBX Solutions Benefits Plan may be affected. The “Life Event Guide for Employees” below provides an overview of these events and the actions you may want to take to update your healthcare benefits, including medical, dental and vision coverage.

In order to complete the enrollment on a pre-tax basis for a qualifying life event as provided in the following chart, you must update your coverage in Dayforce. Please click here for instructions on how to request a qualified life event in Dayforce.

Per IRS regulation, you must provide proof of the qualified life event (if applicable) within 31 days of the life event (including the date of the life event). You must also provide the required dependent documentation within 31 days of the life event (including the date of the event) as requested. In addition, if you wish to change health plan options as specified in the following chart, you must do so within 31 days of the eligible life event. 

Documentation should be uploaded to Dayforce.

No changes may be made to your healthcare benefits outside of the 31 day window unless you experience another qualifying life event in the same plan year.

Life Event Guide for Employees

Qualifying Life Event Permissible Election Change
Marriage

Birth, adoption, placement for adoption, appointment of legal guardianship, acquiring a stepchild or placement of a foster child

 

 You may add your new spouse or newly acquired dependent child to the medical, dental and/or vision coverage. You may also add any other eligible dependents who were not previously covered under this plan.

If you previously declined coverage, you may enroll yourself, your spouse and/or any eligible dependent child in the medical, dental and/or vision coverage.

You may drop medical, dental and/or vision coverage if you become enrolled for similar coverage under your spouse's plan.

With a marriage, birth, adoption or placement of adoption, you may change health plan options.
Death of a dependent

Divorce or annulment

Termination of an adopted or foster child's placement or end of guardianship appointment

Note: Legal separation is not considered a qualifying life event		 You must drop the affected dependent's medical, dental and/or vision coverage.

You may enroll yourself and any eligible dependents in similar coverage if the event causes a loss of coverage under your spouse’s plan.
Change in the employment status of employee, spouse or dependent (e.g., change in work hours, change between salaried and hourly and leaves of absence) You may enroll for medical, dental and/or vision coverage if the change in employment status results in a loss of eligibility for other similar coverage.

If there is a change in employment status of your spouse or dependent that results in a loss of eligibility under their employer's plan, you may enroll them in similar coverage as well as other eligible dependents not previously covered.

You may drop medical, dental and/or vision coverage if the change in employment status results in eligibility for other similar coverage and you are enrolled in another medical and prescription drug, dental and/or vision plan(s).
Dependent loses benefit eligibility under the plan (for example, the dependent reaches age 26) You may drop the affected dependent's medical, dental and/or vision coverage.
Dependent newly satisfies eligibility requirement under the plan You may add the newly eligible dependent that satisfies the plan eligibility requirement as well as other previously eligible dependents not covered under the plan.
Change in residence or work site You may change to another similar plan option or drop coverage if the event results in loss of eligibility under your current plan option.
Loss of other employer, government or educational institution sponsored medical coverage by employee, spouse or dependent You may enroll yourself and/or your spouse or dependents in the medical, dental and/or vision plan(s) if other similar coverage is lost due to:
  • Exhaustion of COBRA;
  • Loss of eligibility; or
  • Termination of employer contributions as an active employee only.
You may add any other eligible dependents that were not previously covered under this plan.

You may change health plan options.
Employee or dependent becomes eligible for or loses eligibility for Medicare or Medicaid You may drop medical, dental and/or vision coverage for the affected individual upon entitlement to Medicare or Medicaid.

You may enroll yourself and/or the affected individual for medical, dental and/or vision coverage upon loss of similar coverage through Medicare, Medicaid or CHIP eligibility, and if you are already covered under the company’s Health and Welfare Plan.

You may also change health plan options.
Court issues order regarding medical coverage of child (qualified medical child support order (QMCSO)) or National Medical Support Notice (NMSN) You may enroll your child in medical, dental and/or vision coverage. If you are not currently covered, you must also be added to the same plan(s).
You may drop similar coverage for your child if another individual is ordered to provide medical, dental and/or vision coverage for the child under a QMCSO or NMSN and coverage is in fact provided.
Significant increase in cost or significant curtailment of coverage under an employer-sponsored plan If the plan increase occurs mid-year under this plan, you may elect similar coverage under this plan or drop coverage for the medical, dental or vision plan to which the cost increase is associated.

If you are electing similar coverage, you may also add any other eligible dependents that were not previously covered under this plan.
Enrollment period for coverage under another employer's plan occurs while your elections are in effect You may drop medical, dental and/or vision coverage if you become enrolled for similar coverage under another employer's plan.

You may enroll for medical, dental and/or vision coverage if similar coverage under the other employer's plan was dropped during that plan's enrollment period.
Reduction in hours of service You and your covered dependents may drop your group health plan coverage, even if you remain eligible for such coverage, if:
  • You were reasonably expected to work 30 hours per week and you experience a change in employment, after which you are reasonably expected to work less than 30 hours per week
Enrollment in a health plan offered through the public Marketplace If you are eligible for a special enrollment period to enroll in public Marketplace coverage, or you want to enroll in public Marketplace coverage during the public Marketplace's annual open enrollment period, you may drop the company’s group health plan coverage, even if you remain eligible for the company’s coverage.

You (and any dependents whose coverage is dropped at this time) must enroll in Marketplace coverage that is effective no later than the day immediately following the last day your coverage under the company’s Health and Welfare Plan is dropped.

Video: Qualifying Event

prevNew Employees – Welcome!
Medicalnext